Life & Disability Insurance
While you are working, financial security for you and your family is based on regular income from your job. If you should die due to illness or accident, that income would be lost. Life insurance is an excellent way to protect your family’s financial security.
For Active Employees, the Basic Life and Accidental Death and Dismemberment is equal to 2 times Your Basic Annual Earnings up to a maximum of $200,000.
Life Insurance
Life insurance is a way to help protect your loved ones financially if something happens to you.
Why People Get Life Insurance
- To provide financial support for loved ones.
- To cover funeral and burial costs.
- To pay off debts (like a mortgage).
- To leave an inheritance.
- For business continuity or estate planning.
Disability Insurance
Disability insurance provides income replacement if you’re unable to work due to illness, injury or maternity leave.
Short-Term Disability (STD):
Covers a portion of your income for a few weeks to months.
Why It Matters
Helps maintain financial stability during recovery.